Nick Pretnar

Carnegie Mellon University, Tepper School of Business
Economics PhD Candidate

I am a classically-trained economist whose research focusses on household finance. Specifically, I research how behavioral phenomena and aggregate economic trends influence consumption and savings decisions. I am funded by a National Science Foundation Graduate Research Fellowship as well as a grant from the PNC Center for Financial Services at the Tepper School of Business. My work in aggregate economics deals with long-run growth and home production in the American economy. Additionally, I use transaction-level microeconomic data to better understand the tradeoffs individual consumers face when making expenditure and savings decisions.

Featured Work

“A Structural Model of Mental Accounting” (joint with Alan Montgomery and Christopher Olivola) Working Paper (2019) | PDF

“Durables, Non-Durables, and a Structural Test of Fungibility” (joint with Alan Montgomery and Christopher Olivola) Working Paper (2018) | PDF

“Who Will Care for All the Old People?” (joint with Finn Kydland) VoxEU Forthcoming (2019)


npretnar [at] cmu.edu | CV | Twitter

"Structural Change Under Home Production with Time to Consume” (joint with Bill Bednar) Working Paper (2019) | PDF

“The Costs and Benefits of Caring: Aggregate Burdens of an Aging Population” (joint with Finn Kydland) NBER Working Paper #25498 (2019) | PDF

“Explaining the Credit Card Debt Puzzle with Heterogeneous Liquidity Fungibility” Working Paper (2019) | PDF

Business Calculus for MBA's, Tepper School of Business | Spring 2017, Summer 2017, Spring 2018, Summer 2018, Spring 2019, Summer 2019

MBA Math Camp, Tepper School of Business | Fall 2017, Fall 2018, Fall 2019